5
out of 5
POSTED: | BY: Jenn
Quick reimbursement
First claim was made, and the response and reimbursement was so quick!
Read more on Trustpilot
4.9
out of 5
Number of reviews 20,319
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Cindy Matthews
ease of filing a claim
ease of filing a claim, excellent customer service
5
out of 5
POSTED: | BY: Sheri Hack
Everything
Everything. Very happy with the insurance I have for 3 pets
5
out of 5
POSTED: | BY: Orlando Ibong
Claims and Services
The services and handling/submittal of claims are excellent and easy even the premium is high. Worth of monies for the good service.
1
out of 5
POSTED: | BY: Lynn Hughes
Please give us a better explanation for denial.
Embrace kept denying my claims stating unclear invoice. We were sending a very clear invoice and the claims were piling up. Finally I called and was told it was because there was not a year included on the invoices. Just the month and day.
This was a very legitimate reason but would have been SO MUCH EASIER for me if I was told the reason in the first place.
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.