Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 19,756

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
3

out of 5

POSTED: | BY: kiya fields

Good day!

Good day! I'm new and trying to figure it all out what it helps w and how it works and benefit for me and prince. I'll see in time. Thanks again
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5

out of 5

POSTED: | BY: Donna Brinkel

Website is so easy to work with

Website is so easy to work with
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5

out of 5

POSTED: | BY: Christe Miller Lum

Filing Claims online has been a great service.

Filing a claim online has been an easy process instead of waiting for my vet to submit the claim. There has been a few items in the past few invoice claims that were processed as wellness instead of medication that the vet dispensed as a prescription. I had to resubmit the claim to have it corrected. Will need to resubmit the 1/7/25 claim for the prescription medicated shampoo too. Overall, satisfied with Embrace Pet Insurance, it helps my dog get the care she needs when health issues arise.
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5

out of 5

POSTED: | BY: Sandra Orvig

Easy to use and very friendly customer…

Easy to use and very friendly customer service
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5

out of 5

POSTED: | BY: Victoria Lynn Berdnik-Atkinson

We love Embrace!

We love Embrace!
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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