5
out of 5
POSTED: | BY: Harout
Awesome
First off very fast response. Second is reimbursement for claim was fast
Read more on Trustpilot
4.9
out of 5
Number of reviews 19,934
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
4
out of 5
POSTED: | BY: Paola Villicaña
Super easy
Awesome! Quick and easy. Just don't take HTML files, but perfect other than that
5
out of 5
POSTED: | BY: Sharone B
They make it so easy to submit claims
They make it so easy to submit claims, I really appreciate it! The process is fast, direct and clear to understand.
5
out of 5
POSTED: | BY: Connie Lotfi
Quick and Smooth
The claim process is extremely easy to submit. One of the easiest that I've used in a long time. Thank you for making the process quick.
1
out of 5
POSTED: | BY: Rachel Shlossman
They covered NOthing. Don’t get sucked in
Bought a policy for my two dogs and paid a year up front. 6 months in each of my dogs had to see the vet. My Yorkie had pancreatitis and a UTI. THEY’VE DENIED the whole cost and said 5 months ago in routine bloodwork something was elevated. At the time the vet said it was nothing to worry about nothing to do. Now they won’t cover her illness as there was more existing condition. Give me a break. Total ripoff.
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.