Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 19,756

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Nikki Hampton

Embrace has the most awesome staff and…

Embrace has the most awesome staff and I wish you the very best. The Insurance should be for puppies and kittens, anything older should not apply. They do not cover any or half of preconditions for animals. very disappointed.
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1

out of 5

POSTED: | BY: Stephen Henderson

Beware beware there is no way I believe…

Beware beware there is no way I believe these reviews most have to be artificially generated check the Better Business Bureau pay 2 years on this policy every single claim denied read your policy read your policy it covers nothing and you will not find this out until you absolutely need it two years down the drain my dog will die because of this company I encourage a class action suit
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5

out of 5

POSTED: | BY: Steven Calaway

Never been questioned regarding claim…

Never been questioned regarding claim submissions. Never had issues getting a hold of a human to be walked though guidance for more complicated multi-day, multi-issue claims. Been a member since day one and will continue.
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5

out of 5

POSTED: | BY: Sam Sommer

Just signed up with Embrace and so far…

Just signed up with Embrace and so far the service is FANTASTIC, easy to setup my pet profile and easy to use the service. Very happy NEW CUSTOMER!
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5

out of 5

POSTED: | BY: Frankie Mahoney

So far so good!!

So far so good!!! :)
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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