5
out of 5
POSTED: | BY: Carrie
Super easy to file a claim and…
Super easy to file a claim and reimbursement came very fast
Read more on Trustpilot
4.9
out of 5
Number of reviews 19,756
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Joyce Sebian
Embrace has been a great company
Embrace has been a great company that has been true to its word. Submitting a claim is easy and the team is available and responsive. They paid my wellness claims very quickly. Thank you!
4
out of 5
POSTED: | BY: Georgia Murtland
Had a little trouble with finding…
Had a little trouble with finding Veterinarian address,They moved to a new location and was not listed on your site.The invoice contains the new address.Everything else was easy to complete.
5
out of 5
POSTED: | BY: James Gracey
Very easy to submit claims
Very easy to submit claims. Truly worth it's weight in Gold. Thanks
5
out of 5
POSTED: | BY: Gina A Garcia
I am so happy with this pet insurance
I am so happy with this pet insurance. My sweet dog has unexpected health issues, and now we have unexpected expenses. Having Embrace Pet Insurance helps us invest in our furry family member.
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.