4
out of 5
POSTED: | BY: customer
Convenience.
The ease of use, it take less than 30 minutes to submit the information.
Read more on Trustpilot
4.9
out of 5
Number of reviews 19,934
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Deepali Bhate
Easy and clear claim submission process
Submitting the claims was very clear and super easy - thanks for making the process so easy
5
out of 5
POSTED: | BY: Christy Cartagniese
The website makes it very easy to…
The website makes it very easy to submit the claims
4
out of 5
POSTED: | BY: Brenda Launius
They have paid what they said they…
They have paid what they said they would, but I have had an outstanding request for information from my veterinarians that I did not know about for over 10 months until about the 10th of February of this year.
5
out of 5
POSTED: | BY: Jackie Guynn
The claim was soo easy
The claim was soo, easy to complete. I have two dogs, (Labs) and taking them anywhere is a work out. That was the most difficult thing. The claim form was quick and simple. Scan a copy of the invoice, fill in the drop-downs and the amount and it's on it's way. It was almost relaxing to do the paperwork.
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.