5
out of 5
POSTED: | BY: customer
Very easy to submit claims and receive…
Very easy to submit claims and receive payment to my checking account.
Read more on Trustpilot
4.9
out of 5
Number of reviews 19,756
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Yungmoon Chang
Wonderful peace of mind!
I had an extremely stressful few days after my vacuum cleaner dog got into some things he should not have. I felt so relieved to be able to seek care for him without the added stress of weighing the cost of medical care against his likely outcome. And best yet - submitting the expenses was easy, fast, fair, and a relief to receive.
5
out of 5
POSTED: | BY: Daryl McIlwain
Easy Peezy
Easy Peezy. Easy to file, customer support is terrific.
5
out of 5
POSTED: | BY: April Conaway
I love Embrace
I love Embrace; they are free and hassle-free.
5
out of 5
POSTED: | BY: Jim
Embrace Modernizes Claims
Embrace continues to make the claim process more user friendly. Even us older folks can navigate it without any problems. The direct deposit really brought it into the 21st Century!!!
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.