5
out of 5
POSTED: | BY: Rosemary
Very easy and user friendly
Very easy and user friendly. Claims are reviewed and reimbursed on a timely basis.
Read more on Trustpilot
4.9
out of 5
Number of reviews 19,756
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: myjobhelper.com
Company and I started out rocky
Company and I started out rocky, but I must say that we are all good and the claim is less then 5 minutes to submit and less then 2 weeks for a response. I give them total kudos for how they handle the claims and response time!
5
out of 5
POSTED: | BY: Flo
Easy to fill out
Easy to fill out, always quick to respond.
5
out of 5
POSTED: | BY: Marc
Excellent Customer Service
Interaction with the Embrace rep was excellent. After shopping several other insurance companies I got the best explanation of benefits from Embrace. Also it was the only company that offered additional discount to military vets.
5
out of 5
POSTED: | BY: Rachel
Fabulous process for claim submission
Fabulous process for claim submission! So easy and it can be done online or through the app. Easy to take a photo of the invoice with my phone and upload it to the claim department. Lightning-fast turnaround on payments and they just go directly into my bank account. Thank you for making the process so smooth and efficient!
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.