Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 20,336

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Jrtpaws

Pawtastic

8yrs as a client, Highly Recommend!! They provide you with the confidence & excellent customer service to assure your needs are addressed promptly and professionally.
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5

out of 5

POSTED: | BY: William Phillips

Answered all my questions in plain…

Answered all my questions in plain simple English. Highly recommend.
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2

out of 5

POSTED: | BY: Becky Payne

I have embrace for our fur baby

I have embrace for our fur baby, and I was just informed that the first claims will take up to 30 days.. Embrace has all medical history & medical bills, and was told it will take 30 days !! I was not told this when taking this pet insurance out for our dog.. I was told they have a quick turnaround and will get reimbursed with in 10 days !! NOT TRUE
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5

out of 5

POSTED: | BY: John McFadden

Embrace was there when I needed them

I have only been with Embrace a very short time and my new service dog puppy ate a foreign object that blocked his stomach, intestines, and colon. I contacted embrace from the emergency veterinary hospital after hours and was immediately connected with an actual English speaking person. This individual was knowledgeable and friendly they took all my information and in less than 20 minutes my pet’s surgery was approved and covered to the tune of $8000. I’m so thankful for embrace.
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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