Embrace | Pet Insurance Review

Ridiculous the amount of back and forth with Embrace and what they opted to not cover. Waste of money and will go back to the other pet insurance we use for our other pets.

A scam. Find another company. I have a 1 yr old dog with no issues. She cut her leg on a hike and the bill was $1100. Embrace reimbursed me just ~$200? Ok, $500 deductible... but that should be about $600 back to me?

My dog went for an echocardiogram at vet specialty cardiologist yesterday. Total bill was 975.50. I submitted the claim today and in a few hours I received notice that the claim was complete. I received all the money except for the annual deductible and the copay that selected when I purchased this insurance approx 4 years ago. Embrace is outstanding. I had the same experience with another claim 2 years ago. There is no fuss, it's an easy process and everything is covered that exactly as is stated in the policy I purchased. I researched so many other insurance carriers before choosing Embrace. They are the BEST pet insurance out there. Don't necessarily pick the insurance company that works with your vet -- look around and compare. Thanks again to Embrace!!!!

I signed up for pet insurance with Embrace many years ago. Since then I submitted one invoice for $880 and received less than $200 back as most of the things that were diagnosed on the invoice was not covered. I have been paying $190 every month and this month the price went up to $410!!!! Are they giving me anything more for this exorbitant increase?? NO. When I called the company to find out about the doubling of the monthly rate, I could barely understand the representative as her accent was so strong I had to ask her to constantly repeat herself. Then, respectfully I had to ask her to connect me with someone else. Are they sourcing their customer service department out of the country to save money??

Easy to use Great explanations of plan