Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 19,756

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Holly Chichester-Morby

Nothing beats a warm Embrace!

I can’t imagine an insurance company being more comforting during a time when I needed it most! Embrace Pet Insurance was so easy to work and the app makes it a breeze to communicate and submit claims. The personal email follow up from my claim rep was so genuine and appreciated. And reimbursement came in a flash! Thank you so much from me and my canine bestie!
Read more on Trustpilot
2

out of 5

POSTED: | BY: Benjamin Sherburne

Diagnosis field very limited

Diagnosis field very limited. When filing the claim the diagnosis field almost tries to point you towards conditions that they can then exclude. My Vet has said that Embrace is one of the most difficult pet insurance companies to work with. It is almost like after they have your premium they work very hard to deny a claim. We will not be renewing!
Read more on Trustpilot
5

out of 5

POSTED: | BY: Rick W.

We got what we paid for and got it fast

Our almost five year old cat developed diarrhea and several tests were necessary along with a couple visits to the vet. We submitted our claims quickly and easily and got reimbursed just as we were expecting. And we received the reimbursement within three days of submission. One couldn't ask for more.
Read more on Trustpilot
5

out of 5

POSTED: | BY: Lisa Ann Kendall

Quick payout for costs.

Quick payout for costs.
Read more on Trustpilot
1

out of 5

POSTED: | BY: Renaldo Maroney

All the issues related to my dog's post…

All the issues related to my dog's post surgery complications haven't been covered and whoever does the claim adjustment doesn't give details as to why to understand.
Read more on Trustpilot
Please leave a review

Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
Provider website

Get a quote today

Leave a review