5
out of 5
POSTED: | BY: Diane
It was super easy to submit the claim
It was super easy to submit the claim! Thanks!
Read more on Trustpilot
4.9
out of 5
Number of reviews 20,336
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Evan Obrien
First Claim
Embrace made my first pet claim simple and easy. They responded within 24 hours with the update of my claim status and were very clear and concise in what’s covered in my policy. Amazing experience!
5
out of 5
POSTED: | BY: Derek Hart
Great company
Great company. Impressed how quickly I find out on the website how quickly they pay.
5
out of 5
POSTED: | BY: Maria
Super fast reimbursement.
Excellent coverage and reimbursement is so fast - much faster than the last plan we had.
5
out of 5
POSTED: | BY: joyce
My friend recommended I purchase pet…
My friend recommended I purchase pet insurance after so many years of paying thousands of dollars out of pocket for our elderly dogs. We're members of USAA and Embrace was highly recommended so when I adopted two young dogs having Embrace gave me less to worry about. Within five months my male dog wound up at the emergency vet for five days at the cost of $5000. Embrace paid my bill within a few days. Embrace also has a Wellness plan that pays for checkups and shots each year. Best choice I made for peace of mind and for my pets.
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.