5
out of 5
POSTED: | BY: Hope
Great experience being able to submit…
Great experience being able to submit claim!
Read more on Trustpilot
4.9
out of 5
Number of reviews 19,756
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Ann Anderson
Easy to submit claim
Easy to submit claim. This was the first one I did.
5
out of 5
POSTED: | BY: Sophia Curry
Embrace is the BEST pet insurance your…
Embrace is the BEST pet insurance your money can buy. Please be sure to insure your BABIES because we never know when they will get sick.
5
out of 5
POSTED: | BY: Alyssa Snider
Submitting a claim was extremely easy!
Submitting a claim was extremely easy!
5
out of 5
POSTED: | BY: Priya
Incredible support as our senior cat crossed the rainbow bridge
We unexpectedly had to say good-bye to our senior cat in October 2024. It was so challenging, and the Embrace team not only made it as painless and smooth as possible, but they also sent us a card embedded with seeds that we could plant in our kitty's memory. So grateful for their compassion and support during this difficult time (and was unparalleled to the experience I had with the unexpected death of a parent!!). Thanks so much to the Embrace team!
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.