Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 20,336

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Jackie Guynn

The claim was soo easy

The claim was soo, easy to complete. I have two dogs, (Labs) and taking them anywhere is a work out. That was the most difficult thing. The claim form was quick and simple. Scan a copy of the invoice, fill in the drop-downs and the amount and it's on it's way. It was almost relaxing to do the paperwork.
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5

out of 5

POSTED: | BY: Gloria Mantanona

I submitted a claim a year ago

I submitted a claim a year ago, the claim was processed expeditiously and I am satisfied with Embrace handling the claim. This is now my second claim I am submitting.
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5

out of 5

POSTED: | BY: James Stankiewicz

Very easy to use this website

Very easy to use this website
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5

out of 5

POSTED: | BY: Eve Rivera

Quick turn around after submitting…

Quick turn around after submitting claim. Great customer service when call. Great coverage.
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1

out of 5

POSTED: | BY: Jim and Cherie

Read Coverages Carefully

I don’t know how Embrace got more than 1 star. Be sure to purchase some type of routine care coverage; filed 3 claims and got $Nothing. Just be sure what you are buying.
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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