4
out of 5
POSTED: | BY: Kasey S
Customer service is awesome!
Customer service is awesome!
Read more on Trustpilot
4.9
out of 5
Number of reviews 20,336
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Meredith Besabe
Easy to use and covers my senior
Easy to use and covers my senior
I love how easy it is to file a claim. They make the entire process so simple! Thanks for coving my family!
5
out of 5
POSTED: | BY: Susan
Absolutely excellent response to claim…
Absolutely excellent response to claim submission. Our dog has had recurrent UTIs. The claim submission process is quick and very easy. Claims are processed very quickly and refunds issued within a week. Couldn't ask for better service!
5
out of 5
POSTED: | BY: Richard
The Top Pet Insurance Company
This is a very professional pet insurance company and we highly recommend it.
5
out of 5
POSTED: | BY: Carl Maria Whaley
Easy to submit a claim
Easy to submit a claim. Wished I didn’t have to use it but I’ve had it for almost 8 years.
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.