Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 20,325

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Laura Heymer

A new puppy Daisy Mae

Our dog passed away about six months ago and we got a puppy named Daisy Mae, A friend recommended embrace insurance and I must say so far they have been wonderful. I haven’t had many claims to speak of, but my first one I put in and had my refund within days and now I just put in my second and I’m sure I will be equally as pleased. They seem like an amazing insurance company. I do know my friends recommended them because he said his dog became ill and they were nothing but supportive never did he run into a problem with the bills that he had and they were many and they were very high so thank you embrace
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3

out of 5

POSTED: | BY: Marla

I liked the most of the process

I liked the most of the process. It was very difficult to select the hospital. Had to try 20 to 30 times to input. Very frustrating!!!! Otherwise would have given it 5 starts. I had 14 claims to file so it was difficult. Otherwise the app works great
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5

out of 5

POSTED: | BY: DAVID

Submitting a claim was very…

Submitting a claim was very straightforward and intuitive - easier than with other insurance we have had
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5

out of 5

POSTED: | BY: Mary Fair

Yall are the best

Yall are the best! Thank you for everything!
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5

out of 5

POSTED: | BY: bill rouse

My wife and I are so grateful we have…

My wife and I are so grateful we have Embrace. Filing a claim is easy and fast. Reimbursement is very timely. GREAT Company to deal with.
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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