5
out of 5
POSTED: | BY: Glenn
very fast response to my pet's claim
very fast response to my pet's claim
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4.9
out of 5
Number of reviews 19,744
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Valerieford
I don’t want to sound like a sponsor or…
I don’t want to sound like a sponsor or something, but Embrace is so amazing. I just had a vet visit 2 hours ago, submitted my claim 1 hour ago, and just got a notice that it was approved and my refund is going to hit in the next couple of days. They’re always so quick and it’s been such a relief to have. When one of my dogs needed dental care, they covered the 80% that they said they would. If I had to cover that myself it would’ve been $4,000 out of pocket. Thank you for being so amazing!!!
5
out of 5
POSTED: | BY: RB
Quick action on a claim
Quick action on a claim. Claim was submitted and within 1 day it was reviewed and a check was issued.
5
out of 5
POSTED: | BY: Scott Stern
Representative was very helpful
Representative was very helpful. Knew what he was doing. Answered all my questions.
5
out of 5
POSTED: | BY: Bernadette
Great customer service
I needed further explanation of some of my cat's benefits. I called Embrace Insurance and spoke to two very helpful and patient women who guided me through the whole insurance policy. It made my job of deciding the best care for my cat much easier. I have never had a problem with Embrace Insurance.
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.