5
out of 5
POSTED: | BY: Wendy Leigh
Love this insurance
Love this insurance. Simple, fast and gives you great peace of mind in pet care
Read more on Trustpilot
4.9
out of 5
Number of reviews 20,325
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Frank Paladin
Kudos to Embrace
Embrace is a great company with people who are knowledgeable, caring, compassionate and highly competent.
5
out of 5
POSTED: | BY: RHEETA
The rep Veronica was very understanding…
The rep Veronica was very understanding and looked into my issue and was able to solve it
I have been with Embrace over 15 years and it cane in handy when Rowen was bite by snake which required him to stay 3 days in the hospital. Thank g-d he was gummy covered
I have two policies the Wellness policy and major medical
I always adj pet owners do you have pet insurance either they say never heard of pet insurance or they say why should I have it. That’s when I get on my soapbox
Thank you EMBRACE
Rheeta and Rowen ♥️
5
out of 5
POSTED: | BY: Caitlin Donovan
Fair and transparent policies.
The process to submit claims is easy. What they cover aligns with what you signed up for. They always explain things clearly and when there is coverage, they send the funds promptly.
2
out of 5
POSTED: | BY: stephanie sanditz
Shameful
Shameful. After paying dutifully into our coverage for 11 years they more than doubled our premium in one year without raising our coverage. So we would always be paying them more than ever possibly receiving. It is shameful and disgraceful and heartbreaking.
Leaving us high and dry in Rocky’s final years.
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.