Embrace | Pet Insurance Review

I've had Embrace insurance for my dog for less than a year and have been pleased thus far. Recently I was told a skin blemish on the dog's rear end could not be covered because he had an ear infection on his first appointment! Seriously, that's stretching it don't you think? I am disapointed to say the least. Also, you list ear problem and skin porblem seperately below. Obviously you do know they are two different things.

it took a bit longer than told to review my claim and get reimbursed, and there were too many emails saying I was in the queue for my claim to be reviewed. Faster services (less than 1 month) would have been a better first experience, overall though am glad to have insurance

I've filed multiple claims within the first few months and have always received prompt processing. In the most recent case, the claim was mistakenly filed as a consolidated 'Wellness' when it actually should have been separate 'Wellness' and 'Accident/Injury'. The mistake was a simple misunderstanding between myself & the vet. Regardless, Embrace heard the situation out, promptly guided me through the correction process, and it was resolved within about a week.

I so appreciate being able to easily access a real human on the other end of the phone who is clam, happy to assist, informed, patient, and actually helpful! The attention to the customer and the reliability of Embrace's word makes this company one with high integrity, a distinct rarity in today's world.

This was my first experience with pet insurance, other than insurance for my show horses, which never covered anything and were a waste of money. I was skeptical about purchasing a policy, but our dog breeder recommended Embrace. Our intent in purchasing the insurance was to cover surgery as our breed of dog is notorious for eating inappropriate things. Sadly, our beautiful dog developed a fatal cancer at a young age and we ended up filing claims related to this condition, which would have been excluded by many other insurers. We were very pleased to have been reimbursed fairly for the many expenses we incurred as a result of our dog's disease. Highly recommend Embrace, and we will purchase it again in the future.