Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 20,319

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Diane Leight

Very Happy

I am going on my 3rd year with your company and although most of my claims have been for wellness I still feel that you are one of the best after talking to other people that have insurance else where. I do recomend your company to as many people as I can, and find it interesting that so many people seem to balk at having insurance for their pet.
5

out of 5

POSTED: | BY: Jim elder

Embrace your pet has wonderful customer service.

Even though you deal with the company through the Internet, the customer service and communication is very personal.
4

out of 5

POSTED: | BY: A. M.

Saved the day

My puppy Rose Bug unexpectedly fainted one morning. Trip to the vet that same day, and she received $444.00 worth of radiology scans. Embrace covered a great deal of the amount in a thorough and timely manner. We aren't 100% sure of what went wrong, but are grateful to know Embrace is there to help out with vet bills, while we handle the rest.
5

out of 5

POSTED: | BY: mike

Embrace came thru with flying colors as claimed!!

1st time using/inquiring pet insurance online. found positive & great reviews going back many,many years compared with other insurers. I believe I chose the right company. I'm looking forward for more excellent service.
5

out of 5

POSTED: | BY: Patricia

Top Notch

I have both the health insurance policy and the pell wellness pending account. I am greatly satisfied with both and have no hesitation in recommending Embrace for your pet insurance needs.
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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