Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 20,319

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Amt

Exactly as promised

After talking to a rep on the phone, I fully understood my options and which ones were going to meet my needs perfectly. The information and forms I needed were emailed to me right away. Submitting the claims were easy and so was getting reimbursed. There haven't been any hassles. My only feedback would be to let me know upfront that I needed to get the vet SOAP notes as part of that initial package so I knew to request it on my next visit to the vet.
5

out of 5

POSTED: | BY: Tracy

Embrace is a wonderful insurance company

When I first looked into getting pet insurance, I read every review for each insurance company I could find. Embrace impressed me far beyond all the rest. My experience with Embrace has been the same. My claims have always been reviewed very quickly and there has always been great follow up from embrace to insure great customer service. I am very happy with embrace and do recommend them to anyone.
5

out of 5

POSTED: | BY: B RAMSEY

So Glad I found good Pet Insurance

I am new to Embrace Pet Insurance and Wellness Plan. I did a lot of research before deciding to go with Embrace. And I am so glad I picked the right plan. I am totally happy with the service
4

out of 5

POSTED: | BY: JOANNE VARACO

Embrace covers all the bases for my long-hair doxi

ALL INCLUSIVE COVERAGE FOR MY LONG-HAIR MINI-DACHSHUND. BE SURE TO TAKE inclusive wellness coverage to cover continued date required check-ups.
5

out of 5

POSTED: | BY: Christy

Quick and Easy

Within 3 days of submitting my Wellness claim, I was notified that everything was going to be covered and I would be receiving a check for the full amount within 10 days. I was kept up to date every step of the way.
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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