Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 19,756

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Lonnetta

Embrace is on top of it!

Thank you for being so on top of my reimbursements. It is so hard going through what I am experiencing with my paralyzed pup and expenses. It makes it easier on me that Embrace is prompt and courteous in dealing with my claims. It really helps my stress through all of this. Charlotte my Frenchy thanks you too.
5

out of 5

POSTED: | BY: Mom

Amazing

My experience with Embrace has been SUPERIOR. They are the BEST provider for my sweet pups. They pay promptly, the claim processing is efficient, the customer service is outstanding. They have been outstanding processing multiple claims for my pup who suffers with severe hip dysplasia. I cannot stress enough how FABULOUS Embrace has been and I sleep much better knowing my guys are covered WITHOUT gimmicks with Embrace.
5

out of 5

POSTED: | BY: Cheryl

A+++ Service from Embrace! Highly Recommend

I purchased Embrace last March for my English Bulldog puppy. We have never purchased pet insurance before, and researched many companies thoroughly online before deciding on Embrace. Their fair pricing, reimbursement based on cost rather than someone else's opinion of what is "reasonable and customary," and coverage of genetic conditions convinced us that Embrace would be the best choice. And after a rough first year for my Lola due to a bum knee and a fondness for eating bees she is allergic to, Embrace's prompt response to our claims has reinforced our decision. We will always choose Embrace and recommend to all!
5

out of 5

POSTED: | BY: Sandra

Embrace is the best!

I have tried other pet insurance companies in the past and I must say that Embrace is excellent. They kept me update and informed me promptly on the progress of my claim. I have peace of mind now knowing that if God forbid I have a big vet bill, I have a reliable, trustworthy insurance to help me through it. I highly recommend this insurance company to other pet lovers out there.
5

out of 5

POSTED: | BY: Karen

We will never be able to thank Embrace enough

Our Corgi, Amos, developed cancer and is undergoing chemotherapy. Embrace has been wonderful since he was diagnosed, letting us know when they received claims, processing claims quickly and accurately, responding immediately to questions via email or phone, checking with us to make sure everything is going smoothly. Without Embrace we would be unable to treat Amos and would be utterly heartbroken. We recommend Embrace to *all* our friends/family with pets.
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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