Embrace | Pet Insurance Review

We rescued a purebred Akita puppy after the breeder abandoned his female. We had no medical history available for either the mother or father so we decided it would be a good idea to get insurance. Very close to his 2nd birthday he started limping and moaning. Xrays showed severe hip dysplasia. After consulting Dr. Randy Acker at Sun Valley Animal Clinic we decided to have a full hip replacement. EMBRACE covered $3600 of our $4500 bill. Once the initial paperwork has been established the claims process is super easy. Our claims are deposited directly in to our bank account.

My cat was having problems with him stomach and was vomiting for no known reason, so I rushed him to the vet to what was wrong with him. It was a lot for just to find out he had hair balls really badly, but Embrace came to his aide and made this emergency visit so much more affordabe. Once again thank you so much.

The Embrace Pet Insurance program is amazing! My Bella became ill and it was with ease to make my claims and I received reimbursement within days. To select and set up my insurance plan was easy as the various plans were understandable and the website user friendly. When I needed to make a claim the forms were easy to fill out and send in. Within days, my vet had been contacted and payment was issued. Additionally, the ability to receive benefits within the Wellness program is a great way to recover some of the expenses that pet owners spend on their loved ones.

Pretty disappointed by our most recent interaction with Embrace. Our puppy was diagnosed with puppy pyoderma at their first Vet check, something the Vet noted to be very normal for any puppy, and now that it's gone we're getting slapped with a $100 payment claiming chronic condition ... chronic by their definition being noted prior to the end of the waiting period NOT the medical definition of lasting for 6 months or longer. Sorely disappointed, Embrace. Advice to new Embrace members--don't mention ANYTHING to your Vet because apparently it will only result in providing Embrace with an excuse to keep any addition incoming funds. Thanks for nothing?

My cat, Grace , went in for her 6 month wellness exam and we found that she had a serious illness, Autoimmune Anemia.I was shocked!!!! She needed blood tests, an Ultra sound and medication, all of which could become expensive quickly. But cost wasn't a concern because I knew that Grace was covered by Embrace. Choosing Embrace for Grace was the best decision I ever made for my best friend, Grace. Everyone who gets a kitten or puppy should insure their health with Embrace.