Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 20,332

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Diane Leight

Still Happy

I have been with Embrace for over four years now and am still pleased with the quick service and and when I am re-imbursed the check goes quickly by direct deposit to my account. Any questions are always answered right away and I love getting the monthly newsletter. I would rate Embrace overall as the best darn Pet Insurance anyone could have and always recomend to others.
5

out of 5

POSTED: | BY: Karin Schiltz

Extremely fast service regarding claims.

I am going on my 2nd year of having Embrace Insurance and I have nothing but praise to say. They are extremely quick on their responses regarding claims and just as quick on the refunds!
5

out of 5

POSTED: | BY: Erin Overstreet

Happy As Ever With Embrace

Laura Bennett and her team are always quick to respond and very helpful. Claims are a hassle free process and they make sure they follow up every time. Many times, I submitted a claim and forgot about it but Laura has always checked to see that I got the refund for the Wellness claim. If you are thinking about adding the Wellness program to your insurance policy--do it! You spend $300 to get $400---which is absolutely doable with a pet that needs check-ups, shots, dental, flea and tick meds, etc. Love this company and would HIGHLY recommend it to anyone needing wellness or regular insurance for their pet.
5

out of 5

POSTED: | BY: Marge McLaughlin

Riley's wellness

My claim for my dog was handled in an expeditious manner. I was notified of the review and results of my claim. It was exactly one week since her surgery. I am very pleased with the insurance level I selected and how it was handled. Having pet insurance, such as Embrace, helps to defray the cost of those well visits that we know are necessary and can be costly. I would highly recommend Embrace to any pet owner.
5

out of 5

POSTED: | BY: AVIS VANN

CLAIM PROCESSING

E-Z CLAIMS PROCESS &,EXPEDIENT REMIBURSEMENT
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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