5
out of 5
POSTED: | BY: Tracey
Speedy
I just signed up for EMBRACE a few months ago.I received my payments very quickly for my cat's blood work and dental cleaning. The emails were very helpful
thank you !
Tracey
4.9
out of 5
Number of reviews 20,332
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
2
out of 5
POSTED: | BY: Peter
Used to be great, now worthless
They just denied a claim for by dog's rectal inflammation because 4 months ago he had a claim for an ear infection. This is such a huge switch from when I first had Embrace Pet Insurance, where almost everything I sent in was covered. It was so easy. Now each time there is some odd reason for them not covering it. I am going to begin looking at other providers.
5
out of 5
POSTED: | BY: Christine Cicorelli
Embrace Pet Insurance was one of my best choices
My dog suffered from gastroenteritis, acid reflux and lost a lot of weight while I was away for a month. After testing, he was diagnosed with Addison's 2. After submitting my first claim, I got a response within 1-2 weeks. I reached my deductible and when I submitted my second claim, I received a check in less then a week. The staff has been very helpful and very cordial. I have to say, investing in Embrace Pet Insurance was the best decision I have made made for my dog, my best friend, Bear
5
out of 5
POSTED: | BY: Yang Yao
Speedy claim processing that blew your mind!
My dog had a major emergency surgery for foreign body ingestion. The total vet bill was $4700. As soon as I submitted my claim, the Embrace claim staff pretty much stayed in touch with me everyday to let me know if they need any more information. It turned out we needed to have my dog's prior medical history record from the vet (up to one year before the policy start date). This is a standard requirement by Embrace that I just did not get to it when I signed up. As soon as they got the information, my $4700 claim was processed the next day with no questions asked. It was so fast and so hassel free that it really blew my mind. I will definitely go around and tell everyone about Embrace. I am so glad I have my pet covered by Embrace. There are other cheaper policies out there. But nothing beats a quick claim processing! And I actually shopped around a lot before I signed up with Embrace. Given the amount of coverage, flexibility of choosing your plan based on your need, and now I know how quickly they process claims, I would say Embrace is the best. VPI probably is the worst ! Thank you Embrace for saving my dog's life!
5
out of 5
POSTED: | BY: Donna and
Bravo Embrace!
This is my first time buying any type of insurance and I love the peace of mind that I got from having Embrace and their customer service by my side. We have a 9-week old miniature poodle named Dottie. She just had a very delicate surgery and Embrace has been there to help enable our dog to be a viable light in our family. We have a very limited fixed income, being senior citizens with four teenagers and two dogs. Without Embrace helping to defray the medical bills. I'm an anxious mom and needed the hand-holding that the Embrace provided. I have already recommended this insurance to other customers at the vet and will definitely continue to recommend it and keep it. As soon as I get back on my feet financially, I will get it for my 2 year old Springer Spaniel, Brownie, so I can have the peace of mind and sleep at night. Thank you, Embrace! Definitely recommend!
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.