5
out of 5
POSTED: | BY: Tim
Embrace is easy and efficient.
I put the claim in and via email embrace explained every step. My check was here in one week.
4.9
out of 5
Number of reviews 20,332
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Paula
Prompt response by a real person
My Charlie had a very strange episode. He was clearly uncomfortable, and was making strange head movements. I had no idea what was wrong with him. I videoed it to show the vet. We rushed him to the emergency vet, since my vet wouldn't be available for hours. He didn't demonstrate any of the symptoms by the time we got there, but had him checked out anyway. We agreed to the xrays, but declined blood work. Ended up being a bill around $550 with no clear diagnosis of what happened. Embrace reimbursed me $324.51. Claim was handled promptly and I was able to work with a real person! I'm very please with Embrace.
5
out of 5
POSTED: | BY: sharon Kinsey
Wish They Would Cover Me!
Have been using Embrace for about 8 years and they never disappoint. If my insurance covered me like Embrace covers my furry friends - I would be rich! I cannot say enough about these folks - they are always there. When one of my friends crosses the bridge, I get a beautiful card signed by the staff. I often get personal emails checking up on one of them. You cannot get this kind of service and caring from a mega-company listed on the stock exchange.
5
out of 5
POSTED: | BY: SUSAN ALPERN
VERY RELIABLE
I have had Embrace insurance on one dog for about 7 years and the other for about 4. I know what to expect when I take my pups to the vet in terms of reimbursement. The company pays what they say they will in 2 weeks or less. I recommend them every chance I get.
5
out of 5
POSTED: | BY: Alexis Schadt
Absolutely amazing!
Very prompt and courteous service. Glad I went with the reviews on choosing the best pet insurance!
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.