Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 20,318

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Michelle Brooks

Money well spent

Being a former veterinary technician, I have enough information that I am dangerous and once I get in my head over a symptom, I run with it. Embrace takes the worry of covering the vet bills out of the equation and allows me and my vets to practice the kind of medicine I want for my dogs. We don't bandaid a symptom in our house, we get to the root and fix the problem.
2

out of 5

POSTED: | BY: Jan Sevakis

Do NOT Purchase Embrace Pet Insurance!

This this the first time I've purchased insurance for my dog. It's fine until you need them to pay. I have been waiting approx 2 mos.+ and so far I have not seen the reimbursement. Oh, they say a person will contact me, but, of course they do not. Would definitely not recommend this company, and it's a good thing I now know a lot of people with pets.
5

out of 5

POSTED: | BY: Geraldine Weiss

Embrace is impressive and efficient

I decided to get pet insurance as I saw the forms at my vet's office. I chose Embrace. I did not expect that I would need to use it but as fate had it, one of my pets came down with a complicated chest / snout condition which has taken thousands of dollars to investigate and treat. Embrace surpassed expectations. Timely emails. Timely review and payment. Follow up. All easily accessible. Much easier than working with my regular health insurance. Two thumbs up.
5

out of 5

POSTED: | BY: JIM AND

EMBRACE=COMPASSION AND UNDERSTANDING

IF THERE WAS A HIGHER REVIEW THAN 10,EMBRACE WOULD RECEIVE IT FROM US!! THE KEY TO THEIR SUCCESS IS THEIR COMPASSION WHEN WORKING WITH PET OWNERS. THEY UNDERSTAND THE RELATIONSHIPS BETWEEN PETS AND THEIR OWNERS AND TREAT THEM AS FAMILY MEMBERS AND NOT JUST AS A NAME ON A POLICY. HOPE THEY NENER GROW SO BIG THEY LOSE SIGHT OF THIS!
5

out of 5

POSTED: | BY: Heather DeYoung

First Claim with Embrace

I took my dog into the vet for his regular check up after singing up for insurance and the wellness plan. I sent in a claim form for his wellness check up, my first claim with this company. I was updated and emailed throughout the process and have been informed that my check is on its way. This was the quickest and easiest process I've ever done and I look forward to the future with Embrace.
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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