Embrace | Pet Insurance Review

First review, even though I've had Embrace for 5 years. Reason I never reviewed? Because I never had any complaints! I still don't!! I have 3 dogs with varying degrees of problems throughout their life. Most recently a MRI, Neurology Consult and 2 ER visits. Paid as expected and quickly. This isn't counting the other two dogs that have also had varying degrees of issues. Another dog had a MRI last year and also a Neurology consult. My third dog had a biopsy not too long ago..again all went as expected, no surprises no games..seriously couldn't ask for more peace of mind. As my dogs age they continue to provide us the service that we need to give our little guys the care they need to life long and happy lives.

Our Ella provided us with a $2,000 ER bill after ingesting about 2 cups of raisins. The clinic faxed their records with the claim form, and Embrace paid most of it within two weeks. Amazingly quick, hassle-free and seamless service!

Adopted a lab mix three months ago and this insurance has been great! Speedy claims process and good reimbursement! We even have a few pre existing conditions but I think they are being very fair about!

I wasn't imagining that pet insurance would cover so much, especially on a large bill that required x-rays, ultrasound, and an overnight stay at the vet on IV for my labrador retriever. It was a hefty, hefty bill, to say the least, and Embrace covered way more than I would have EVER expected. No hassle. Just submitted the claim through my vet, got an e-mail a couple days later that they were reviewing, then shortly after I got an e-mail with the amount they were covering, and very soon after that, a check was in my mailbox. I wish human insurance were like this!

The smartest thing I ever did was to get Embrace insurance. We have used it multiple times and it has more than paid for itself. We were devastated to learn that our beloved Jack Russell had nasal cavity/sinus cancer. We would not have been able to pursue appropriate treatment for her if not for Embrace. They have come through so many times for us that I can only say, "Thank you" for doing what you promised to do.