5
out of 5
POSTED: | BY: King
Simply - The Best!!!
Claims are processed quickly and efficiently!!! The customer service reps even follow up!
4.9
out of 5
Number of reviews 20,007
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Jennifer
Great Company
Our dog, Dexter, is a great big lovable mutt. But he definitely has his fair share of health problems - Addison's Disease and a very bad habit of eating things he shouldn't. I can honestly say that I don't know what we would do without Embrace. They have paid their portion of his expenses without dispute. Thank you!
5
out of 5
POSTED: | BY: Pam
Best Insurance Company
Our little Molly got a very bad stomach illness. Thanks to Embrace we did not need to worry about how we were going to pay for all the testing. Embrace is great piece of mind for any pet parent. We have had Embrace for both our kids for the past five years. finally a company that is what they advertise. Everyone should look into this company.
5
out of 5
POSTED: | BY: Katie
On top of it!
This company is amazing! I cannot say enough positive things about them. First off, my dog got sick and had to go to the vet multiple days in a row. So I had a lot of claims all at once. I was able to track the progression of my claims online. As well as being updated via e-mail when claim went to the next level/step. I always knew what was going on with the claim. When everything was complete they e-mailed me confirming that I had received the checks without any issues (At that point I wasn't on direct deposit).
They have always been helpful and professional. Embrace goes above and beyond what any insurance company has ever done for me and its wonderful!
Embrace caught an accounting error and corrected it and informed me of it even before I was aware that my monthly payment wasn't correct.
Embrace is on top of their game!
5
out of 5
POSTED: | BY: Carol
Wonderful!
I've always thought about getting pet insurance, but never did. I found the web site for Embrace and gave them a call to check it out and I am so glad I did! They answered all my questions, provided me with an excellent plan for my three pets and always handle my claims in a timely maner.
Our Shetland Sheepdog, Loki, needed emergency care for an injured nose and Embrace took the worry out of the whole experience, letting us know what would be covered. Embrace has made my vet bills so much easier to handle. I would definitely recommend this plan for anyone who has pets.
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.