Embrace | Pet Insurance Review

Our Pug, Jimmy, had a very serious illness involving urinary incontinence which ultimately required a scrotal urethrostomy. Embrace was super in swift payment of claims for which we were very grateful. This was not a cheap illness which we could not afford were it not for Jimmy's Embrace coverage. Thank you Embrace.

Put simply, Embrace has been extremely helpful, speedily reimbursing every claim I've filed. I wish human insurance could be equally as responsive. If you're looking for some peace of mind choose Embrace!

I recently had to take my dog Tobin to the ER. I had a bag of dog food in the kitchen, and while I was gone, he decided to open the bag and eat... and eat... Distended belly and oh so painful - off we went to the ER. It was comforting knowing I had the insurance, and although money wouldn't have been an object, it was great not having that as an issue at all. Quick turn around from claim (although I used most of it as a deduction) but still very quick.

I purchased an Embrace insurance policy as soon as we brought home our 8 week old lab puppy. He had some normal health issues, stomach upset, an ear infection, neutering and Embrace responded each time in a friendly and timely manner. Now 10 months old- our lab puppy swallowed a pacifier which became lodged in his intestines, causing a complete blockage. There is no option other than emergency surgery to fix this issue, or death. At 2 AM in the emergency room, when faced with the option of surgery or putting him down, it was easy to opt for surgery knowing Embrace was behind us. Instead of $4000 bill, we paid our 20% co-pay and our lab is back to normal (plus one giant scar). I have to say, I watched more then one person at the desk pull out credit card after credit card just to pay for their pets health care and it was heartbreaking. Knowing that I wasn't going to have to put my family in financial jeopardy AND that I could save our dog, was the greatest confirmation that buying an Embrace policy was the best decision we made as dog owners.

We have two dogs and both had claims a few weeks apart.The first one took a little time, but the reimbursement was made to our satisfaction. The second is taking a little time as well, but when I call, a representative explains what is happening and is very helpful. This is a great company.