Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 20,318

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Katie

Swollen Face/Facial Abscess

I was in and out of my vets office and a specialty clinic for over a month. To figure out what was wrong with my dog. Her face was swollen and continued to swell after 2 weeks. After countless examinations and a CAT scan. There was no finds of a feign body or cancer. Thankfully the antibiotics started to work before we did an exploratory surgery! She is doing much better. Not 100% yet but extremely close! I scanned and emailed all of my claims. Embrace started processing my claim within 2 days of being sent the documents. I have always had excellent service with this company and they are very personable. The majority of the time they email to confirm my deposits from my reimbursements! I love this company and have never have a unpleasant experience with them!
1

out of 5

POSTED: | BY: peanut

bad insurance company

Everything they got from my vet they would say its not covered. they messed up my dogs dates for his vet visits so they could try and say i had no insurance at the time when i did they always say it's preventable when it is not. they are all about taking money not about you or your pet.
5

out of 5

POSTED: | BY: Kathy L.

Embrace Takes Sting Out of ER Visit

My 2 1/2 year Basset Hound has developed a penchant for eating nearly anything laying on the ground that often leaves him lethargic and with an upset tummy. Due to the recent incidence of canine influenza in MA, I was a bit more concerned and had him evaluated at the Vet ER. Thankfully, he was found to be a bit dehydrated and suffering from gastroenteritis. Glad to have Embrace coverage to take the sting out of our ER visit costs.
5

out of 5

POSTED: | BY: Kathy Trybus

EMBRACE: the best dog insurance company

I have been with EMBRACE now for 5 years with two dogs, and have not been disappointed once. Claims are handled expeditiously, and there are no surprises. My last claim was a whopper. My black lab has elbow dysplasia and needed a canine unicompartmental elbow (CUE). The bill was slightly over $5000 and per my policy, 80% was covered. I regret having to make a claim as this is a serious operation for my dog.Thanks to EMBRACE, in 6 months I should have my hiking companion back.
5

out of 5

POSTED: | BY: Kaci

Outstanding service and coverage

One of the best investments I've made for my dog! Super affordable and the employees are very personable and fast :)
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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