4
out of 5
POSTED: | BY: Neepuppyowner
Good insurance, slow to reimburse.
Good coverage, very friendly staff. Very slow to reimburse.
4.9
out of 5
Number of reviews 19,930
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
4
out of 5
POSTED: | BY: Elizabeth
Great customer service and quick re-imbursement!
Embrace has been a pleasure to work with.. Our 15 month old puppy was diagnosed with a bowel obstruction and embrace covered almost all costs! We are so grateful for our insurance and we know our dog is in great hands... Highly recommended!!
5
out of 5
POSTED: | BY: cheryl
Thank you Embrace for embracing us!
First you have to know Embrace came highly recommended by my dog agility community. I decided to get the insurance thinking not my dog but you never know. Then "it" happened during an agility national competition - my dog tore his CCL! So happy to have Embrace - I was nervous - wasn't sure how to submit the claims - the staff on the other end was kind, and empathetic - the claims have been handled in a timely fashion. Always communicating where we were in the process. Cooper is on his way to getting better - we will compete again some day. Thanks Embrace!
5
out of 5
POSTED: | BY: Ernest
Highly Recommend Embrace
I did my homework and decided to go with an insurer that would pay based on the bill not pay on a schedule of allowables.... Then when my Bernese Mountain dog had a large claim this past November, they promptly paid based on the bill... Excellent... Customer services was both courteous and prompt.
5
out of 5
POSTED: | BY: Michael
Injury Claim - Easy
My pooch had been limping for a while - initially we thought it was a broken toe, but when he was x-rayed it turns out there was some gravel that got buried in his pad and was stuck there. After removal, he got better quickly. The Embrace claim was easy - took a *little* bit longer than I would have hoped, but it was all hands off -they handled all communication with my vet and I got exactly what I expected in reimbursement. It was a relief!
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.