Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 20,332

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Christine

Great service, as always!

We have nothing but positive things to say about embrace! Every customer service rep has been friendly and helpful, and all our claims have been received and processed in a timely manner. I love the emails throughout the process, giving updates. And with direct deposit for reimbursement, I usually have it in about a week! They even sent a get well email to my dog!!
5

out of 5

POSTED: | BY: Tanumita

Happy with Embrace

Embrace has been very prompt in processing claims, mailing the check, sending updates on the policy and facilitating easy transactions for premium payments. We are very happy we chose to go with Embrace.
5

out of 5

POSTED: | BY: Sylvia

Great Service!

I have been using Embrace for almost a year, and so far, the customer service is awesome! My emails are promptly responded to, and my claims are processed quickly!
5

out of 5

POSTED: | BY: Babette Davis

Embrace _ amazing, caring,treats you like family!

I can't say enough good things about this company. They are timely and efficient. Embrace makes you feel like your pet is their most important client!! They answer your calls as if they were your friend- so caring! They even sent my dog, Maggie, a cute get well card! I highly recommend them for all your pet insurance needs.
5

out of 5

POSTED: | BY: Ann Smyth

very pleased

I have been very pleased with the service I have received from Embrace. Having this insurance made it possible to have an MRI and other diagnostic treatments to find out what was wrong with Panda, our dog. I agree that the only thing wrong is the vet's office delays the paperwork.
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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