5
out of 5
POSTED: | BY: Ruth
Worth every penny
Once again, having Embrace insurance has been a terrific value for us. We can relax knowing that our energetic Lab will get the medical care he may need.
4.9
out of 5
Number of reviews 20,322
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Mary Bergner
So glad we decided on Embrace for pet insurance!!!
I can not express how great Embrace has been. We were skeptical when it came to pet insurance and many of our friends and family made fun of us for having it but we are so glad we decided to get pet insurance and even happier with our decision to go with Embrace. Our 2 year old pug, Nellie, has had a few minor stomach & skin issues over the last couple years but most recently needed surgery on both knees which also required physical therapy. We've had such a great response from Embrace on all of her issues! Her covered claims (so far mostly all of her problems, including the surgery & PT) were always resolved within a timely manner and our reimbursement checks were always delivered ahead of the scheduled time. We are very happy with the coverage and services Embrace has provided and so glad we chose Embrace!
5
out of 5
POSTED: | BY: Cheryl
OMD, Love EMBRACE best thing ever
I purchase Embrace for my Chi and my new puppy Roxie. Best thing ever. I had to have my Chi's teeth cleaned and she had 5 teeth pulled. They paid for the that and the new puppy shots that Roxie had to have under the WELLNESS policy I purchase. We purchased both the WELLNESS and the ACCIDENTAL insurance. BEST thing ever.
5
out of 5
POSTED: | BY: Cathie MGraw
Heidi Says Thank You
10 out of 10. Heidi was back at it again. This time she ate a dryer ball - a plastic object with spikey points. Again, Embrace covered a major portion of her vet bill. Thank you Embrace!!!!!!!
5
out of 5
POSTED: | BY: Claudia Williams
Thank you embrace
My last dog in my senior years such a joy to my husband and I. He is 10 years old and Embrace has helped him through cancer and other surgeries and allergies and thyroid problems and thanks to them we have been able to afford to keep him healthy and happy Thank you Embrace!!!
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.