5
out of 5
POSTED: | BY: PAULA
Excellent Service
Claims are always processed promptly.
4.9
out of 5
Number of reviews 20,007
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Jim
Pleasantly Surprised
Over the many years I've bought insurance, (auto, health, home), I've been more often that not, disappointed with the payouts, excuses and rate increases to the point that I tighten and cringe whenever I await results of a claim submission.
Embrace has in one stroke, dispelled that experience and proven that responsive and transparent service is still alive.
5
out of 5
POSTED: | BY: Tara
Embrace is absolutely phenominal!
Our dog, Tara, is a 10 year old German Shepherd. She is also our baby! We have had Embrace insurance since she was a puppy but really have not had to use it too much until the last year and a half. She has arthritis which causes her pain. She developed bad allergies and because of her age was diagnosed with a weak immune system. This has affected many parts of her body. She also then needed to have surgery (a tummy tuck) which aided to prevent all the skin and urinary infections. . Embrace has always been there to help us with any questions, explain our coverage and they have even called us to see how Tara has been doing. It is wonderful to dial their number and be answered by a person who is very capable to answer your questions, No voice mail and no transferring your call!!!We appreciate all of you at Embrace and will definitely mention you to our friends with pets. We are grateful we have you and our wonderful veterinarian. Tara says thanks!
5
out of 5
POSTED: | BY: Dana
Bruno's Embrace Policy & Wellness Benefit
A growth on our bulldog's stomach was an immediate concern. Fortunately we were lucky it turned out to not be serious. After getting good news from our vet, we experienced a very quick turnaround on our claim that included periodic communications on the status. Equally pleased with the wellness checkup claim process. What a professional service! We highly recommend Embrace to anyone who loves their family pet.
5
out of 5
POSTED: | BY: Sharon
Embrace gave me peace of mind.
After enrolling in Embrace six months prior, my Angel (We-Chon) developed unprecedented severe gastritis issues. It took three visits to the vet before her condition improved. That was a heavy expense I would have had without the reimbursement from Embrace.
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.