Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 19,934

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Laura

Wonderful company, great peace of mind!

Embrace has covered both of our dogs for over two years, and we cannot recommend them highly enough! Claims processed fast, lovely company to work with. Our younger dog contracted parainfluenza and pneumonia just weeks after we bought her policy, spent a week in ICU on oxygen and IV fluids. Heartbreaking, but she pulled through and Embrace covered it exactly as expected. We are so happy!
5

out of 5

POSTED: | BY: Peggy

Great pet insurance

Glad I have insurance for Cisco. Vet bills are so high.You need the insurance to help you with the fees. Embrace insurance is very easy to deal with.
1

out of 5

POSTED: | BY: Brenda

In need of our dog insurance

We are so sad to report that the first time needing your help you threw us to the curb. You delayed the claim by requesting the same paperwork over, and over. Josh got involved, and it got worse. He was requesting paperwork from a vet, he had, and a vet we left. Than finely I called, and told you I was going to sue you for fraud, and then Chris got the claim processed. We are going after all past premiums paid to you by us for the other 3 dogs. We have been advised that we are in title to a full refund. My husbands attorney is for the LA Dodgers. We paid you over $131.00 a month, and all you owed was $120.00 very sad what you did to us.
5

out of 5

POSTED: | BY: D.R.

A Must Have

I have health insurance for my family why wouldn't I have it for our puppy too?It is fast and easy my vet files the claim and I wait to get paid.
5

out of 5

POSTED: | BY: Phyllis

Worrisome bumps!

My pet started getting a bump on her skin. I took her to the Vet and she took it off saying not to worry. It was something I might have waited on except that I have the greatest insurance! I am so glad to have piece of mind.
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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