Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 19,937

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Mary

You Guys are Awesome!

My beautiful 3-year old tabby, Bella, was injured recently. I can home from work to find that her entire forehead was scalped off and her nose and eyes were swollen. I suspect she was grazed by a car on the road in front of my house. I rushed her to the emergency room where she was cared for well. She has recovered completely. My bill was almost $1,000 for the care and overnight stay. I am so thankful that I have Embrace Pet Insurance. Not having to worry about paying a bill like this on my own takes some of the stress out of a very stressful situation.
5

out of 5

POSTED: | BY: Colleen

Best thing you can have for your pet.

Having Embrace gives me peace of mind. They work extremely fast w/refunds and I know my cat will be able to have the best care necessary.
5

out of 5

POSTED: | BY: Jennifer

Love Embrace

This pet insurance company is the best hands down!! I've had Embrace for over 6 yrs and their price, easy to understand coverage is amazing!!! Highly recommended!!
5

out of 5

POSTED: | BY: Noelle

Best Pet Insurance Around!

I love Embrace for several reasons. There are no hidden fees when your policy renews(unlike PetPlan). Also, their customer service people are alwasys so nice and professional(unlike most I have spoken to at PetPlan). Last, they process claims in 1-2 days! I love you guys!
5

out of 5

POSTED: | BY: Mary

They are the best!

We have been with Embrace for over a year--and not once have they failed to answer all our questions, respond immediately with caring customer service and treat our Brittany Rustee as a member of their family.
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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