5
out of 5
POSTED: | BY: Candace
Great Service!!
All of my claims have been handle quickly and correctly. If only people insurance could be this effective!
4.9
out of 5
Number of reviews 19,756
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Steven
10/10 BEST PET INSURANCE TO HAVE
We have a French Bulldog and purchase Embrace insurance when he was 4 months old. Which at that early age its very complicated to own a Frenchie. Glad I did insurance comparison and chose Embrace. Wellness and illness claims were so beneficial to Cooper which he was covered for vaccines, mites issue, and a really big illness coverage for the elongated soft palate and tonsils which had to be removed with surgery because of his problematic breathing. Embrace covered the surgery bill and as well the 2 weeks post-surgery recovery which Cooper had problems swallowing from his swollen throat. Embrace representatives were all very helpful in getting the claims done quickly and reimbursements deposited in short time. Happy to have Embrace and would recommend to other pet owners.
5
out of 5
POSTED: | BY: Anou
Great insurance company
Embrace is a great company. They approve claims quickly and pay quickly, and the cover 80 percent of the cost of the treatment, which is great. They cover alternative treatments too, which I value greatly. Acupuncture, Physical Therapy, Chiropractic. It's a big help.
5
out of 5
POSTED: | BY: Eileen
We made a great choice!
We've had pets in the past but never had insurance for them. This time we decided to cover our yellow lab. We checked out our options and chose Embrace. What a great decision! We haven't had any major illnesses or accidents, thank goodness. But for the minor illnesses, Embrace processed our claims and issued our refunds quickly. We have peace of mind knowing we have our pet covered by Embrace!
5
out of 5
POSTED: | BY: Jim
My Embrace coverage for Henry the Beagle
Henry was diagnosed with cancer of the anal gland and is currently being treated. Embrace has been excellent in receiving and processing all of the claims. They have even checked to see if I have received my claim payments! I have spoken with an Embrace representative and they have patiently gone over them with me and also explained how I can access this information online! I am impressed with this company and have given many recommendations to friends as well as strangers at the Vet hospital while waiting during Henry's chemo treatments! I appreciate doing business with companies that "keep their word" and follow through with what they promise when seeking your business. Thank you Embrace for being there when Henry and I needed you!!!!!
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.