Embrace | Pet Insurance Review

I looked through many Pet insurance options and found Embrace to be one of the best. They have affordable rates, and if you have two pets on your insurance, you get a discount for the year. The staff is very friendly, and the process of putting through the claims is easy!

I have made 3 claims during the year and on each occasion they were dealt with quickly. I highly recommend Embrace.

My 7 year old pit-bull had a splenic mass rupture requiring emergency surgery. I submitted a claim and within about a week got a check for 80% coverage (about $7000 total). Without Embrace I would have been paying this off for months (maybe years!). Absolutely wonderful service, great communication (I'm an email person, and they are quick to respond, which I really appreciate). Couldn't be more pleased.

I'm so thankful I bought pet insurance from Embrace. 2 years later Smokey darted into a street---w/ a speeding mini-bus. Smokey is OK, but extensive hip, ACL and MCL surgery. Serious work. Total bill $9.,500. Unless you're flush w/ cash I think it's critical that people insure their checkbook against giant claims. Being stuck in the intersection of 'Credit limit/money & vet bill' is an awful place to be stuck. Some people had to make the horrible decision of putting their dog to sleep because they couldn't afford the bill. If your dog is old, it's a heart breaker, but if your dog is young and you have to make that choice it could screw you up for years. But a higher deductible plan, don't worry about having annual exams covered, pay less (higher deductible) and be comfortable if a WTF event happens. A high deductible plan is only 1/5 of your dog's monthly food bill. Do your self a favor, but the coverage. Embrace has been great, paid claims in a hurry.

When we got Great Dane puppy, we wanted to get pet insurance. After a lot of research on different providers we purchased pet insurance from Embrace. Beau started to have seizures this year. Several emergency visits to vet clinics, including a visit to Cornell. He was one very sick Dane. As promised, EMBRACE covered 80% of Beau's vet bills. The bonus is, his seizures are now successfully controlled with proper medication, which is ALSO covered. Without this medication, we doubt that Beau would be here today. We recommend EMBRACE PET INSURANCE to everyone with a pet! Thank you so much, EMBRACE!