Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 20,006

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Michelle

Fantastic Service and best choice for my pet

I purchased pet insurance with Embrace after losing a previous pet after a lot of medical treatment. I never wanted to need to use it but I did submit claims in the past month. The claims were reviewed in a timely manner and checks were mailed immediately. It's a great peace of mind to have Embrace on my side. I did some pre-authorization and then subsequent claims. They make it so easy! If you're on the fence about pet insurance, do it! I covered my dog at 6 months, he's 4 years old now and it was the best decision I could have made for me and my dog!
5

out of 5

POSTED: | BY: Stephen

Painless (form me!) Experience!!

I couldn't be happier with EPI...They covered what I expected with no surprises! It took a little longer than expected to review the claim, but I was very happy with the final outcome! Some of the delay may have also been with my vet getting the info to EPI.Highly recommended!!!
5

out of 5

POSTED: | BY: Ashley

Excellent Service!

I could not be more pleased with embrace and its staff! Every time we file a claim for Mila it is handle with in a week I questions asked! Embrace will continue to be my pets insurance provider and will have my future pets as well! Thank you for your excellent service!
5

out of 5

POSTED: | BY: Stephen

Could Not Ask for More

I could not be any happier with Embrace. Of all the things I do for Kazia, this the most important, so I am very grateful to have coverage by Embrace. The coverage is excellent, the price is very affordable for the services the company provides and the founder and staff are amazing. They are personable and professional. They are knowledgeable and compassionate. But most of all they care about the health and well being of my companion as if she is their only client.
5

out of 5

POSTED: | BY: Meike

Top Customer Service

Embrace has been great in these scary times that we had with Booster. We wanted to provide the best possible treatment for him so he can enjoy his life despite the epilepsy. He is only 2 years old. Customer service representatives are competent, friendly and very easy to reach.
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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