Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 20,332

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: LisaLarsen

Best pet insurance

I tried other pet insurance brands but am so glad I switched to Embrace. They're coverage is more comprehebsive with better coverage. My cat Hershey is able to stay healthy and I get a great return of funds. Premiums are reasonable and they are quick to send money back. I highly recommend Embrace!
5

out of 5

POSTED: | BY: Beverly Weems

Pleasantly surprise on how fast Embrace Claim are

My 12 week old puppy went for a wellness visit ( vaccinations). My vet sent in the claim along with the Vet notes from his last visit. I received an email from embrace on 7-5-16 saying to allow 5-10 business days for my claim to be process and on 7-8-16 , I received another email that my claim is complete and my check has been mailed. They covered the entire claim. I did a lot of research on different pet insurance before I choose Embrace and I am so happy that I made the right choice.I highly recommend Embrace pet insurance.
5

out of 5

POSTED: | BY: Kyna McCarley

Embrace Rocks!

My 10-year old Lab, Ollie, has a long history with Embrace and MedVet. He has had 2 knee surgeries, an elbow scope, and a tumor removed on his iris (as well as his eye), and Embrace has been there not only to support me financially, but with unheard of compassion. They are a true team of friends.
5

out of 5

POSTED: | BY: Barbara Bouchard

very pleased with this insurer

This is the first time I have insured one of our cats, and I could not be more satisfied with this company. From my conversation with the telephone staff, to the efficient, timely processing of my claims, I could not be more satisfied.
5

out of 5

POSTED: | BY: Kate

Embrace is there when you need it most

You hope you won't need it, but when we did, Embrace came through. Our otherwise very healthy middle-aged dog was recently diagnosed with a rare nasal cancer. His symptoms came on suddenly and dramatically. Embrace came through with very quick pre-certifications (24-48 hours) and covered his palliative radiation treatment with quick reimbursements (about 1 week each). We are hoping for another 1-2 years of quality time with our pup. Thank you Embracers!
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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