5
out of 5
POSTED: | BY: PEGGY
AWESOME
EVERYTIME I HAVE CALLED I HAVE HAD A GREAT EXPERINCE. EVERYONE IS SO NICE AND HELPFUL, THANKS AGAIN. I SO WANT TO WORK AT EMBRACE.
4.9
out of 5
Number of reviews 20,006
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Lauren
Great Insurance and Customer Service
We have processed several claims this year and each one has been promptly processed (within 1 week), with reimbursement checks to follow. Their customer service is the best and everything is clearly spelled out in their policy - I know what's covered and what isn't.
3
out of 5
POSTED: | BY: Susan
Difficult
I have had pet insurance with other companies. For my current dogs I tried Embrace when I first got these dogs as puppies. The rates are about what I paid with other companies, but the patient portal is maddening. There does not seem to be an option to opt out of it. Of course I don't access it daily, so I don't remember my user name and password. It would be easier if my claim details would be an attachment in an e-mail.
5
out of 5
POSTED: | BY: Tug
Efficient and thorough. Thank you.
Thank you Embrace. You were thorough and expedient in our claim process.I will spread the word!
5
out of 5
POSTED: | BY: Angela
Peace of Mind
We purchased insurance on our rescue dog (Sassafras) when she was a puppy. At 3 years old she was diagnosed with epilepsy. Embrace has paid all of our claims for her epilepsy ER visits, and prescription medication which we are extremely satisfied with. My only wish is that all natural epilepsy drops and magnesium which we use to help control her seizures would be included as part of treatment rather then wellness. Besides that we are extremely happy with Embrace and recommend them highly.
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.