Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 20,329

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Leslie Gaudineer

Great &prompt claim processing

Love Embrace, I have had it since my baby was 6 months old. Having Goldens in the past w/o insurance can get expensive, so looked into insurance from the beginning. Never regretted for a moment going w/Embrace. Prompt & courteous customer service, & a really good amount of items covered. Its great knowing its there...
5

out of 5

POSTED: | BY: Erik McKenzie

Professional Organization

The mark of any good insurance company is a fair review, quick response time and reimbursement timely. Embrace has consistently has done all with my claims submitted during my time with them.
5

out of 5

POSTED: | BY: Rose Michaelsen

Great Customer Service

I have nothing but good to say about the service I have received. The representative was very clear about what I should expect and I find that you live up to your word about quick payment and resolution of claims. I do not dread Vet visits as I know that even if the care may be expensive, I will be due at least a portion of it back. Thank you for your great service. You should value your employees as they are a great asset to your company.
5

out of 5

POSTED: | BY: Alesia F.

I love Embrace Pet Insurance

Embrace Pet Insurance is the best. I have two newfoundland pups that are under the care of Embrace. One of my pups arrived very sick and was admitted to emergency within the first 24 hours of me having her. Embrace took care of all our needs. Our pup continued to need healthcare for several weeks after the initial illness. Again, Embrace helped us through our time of need. I love Embrace insurance and am 100% pleased with our coverage.
5

out of 5

POSTED: | BY: Remington Trolli

I love Embrace!

Everytime I call I get someone pretty quick. Each person is knowledgeable and caring. Embrace has saved us a ton of stress. If our dog even feels a little sick we take her to the vet without worrying about financial burden. Luckily most of her illnesses have not been terrible. Embrace has me as a customer for life!
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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