2
out of 5
POSTED: | BY: JIM LOGAN
NOT HAPPY
THIS IS 2ND YEAR IN A ROW,THAT YOU HELD UP MY CHECK .IT WILL BE THE LAST!
4.9
out of 5
Number of reviews 20,329
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Barbara Hildebrant
Excellent Service
We have been "Embraced" for 5 years for our two Springer Spaniels. We have been beyond satisfied with the fast turn-around on claims. The personalized claim form is perfect, and our vet simply faxes it in, and I receive an email the following day --- and the check soon thereafter. Great Insurance for our pets.
5
out of 5
POSTED: | BY: Carole Griffith
Great hassle free Insurance
Never had a problem. Claims paid quickly. Love this insurance. I k ow Puckett is in good hands.
5
out of 5
POSTED: | BY: Waqas Ali
Amazing. Embrace was the best decision I've made.
Caring, gracious, helpful folks who've always been a pleasure to work with and who've never let me down in helping care for my dog. They literally changed our lives. Thanks!!
1
out of 5
POSTED: | BY: Hannah
DON'T MOVE ADDRESSES IF YOU HAVE EMBRACE
BEWARE!!! For simply moving addresses (less than 10 miles away from original location) they will try to increase your monthly rate by 60%!! I was paying $47.47 for living in La Mesa and moved to Santee (less than 10 miles away, less than a 15 minute drive, and was still planning on using my original vet in La Mesa) and for simply updating my address on file, they tried to increase my rate to $79.13!!! ABSOLUTELY OUTRAGEOUS, if you ask me. We immediately (and gladly!) switched pet insurance companies and I advise you do the same.
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.