3
out of 5
POSTED: | BY: Elyse
awesome
Embrace covered all expenses from the procedure to tge rehab!
4.9
out of 5
Number of reviews 20,006
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: William
Excellent Service and Response
Embrace is an excellent company for pet insurance. We have had continuing issues with our English Bulldog. She has had ongoing problems with her eyes which have cost a considerable amount between two vets and medication. Their service is fast and efficient and they pay each claim quickly. We hope that the problem is finally past, but the knowledge that Embrace is there to help us with cost is a good feeling. Having worked with other pet insurance providers in the past, I can truthfully say Embrace is the best!
5
out of 5
POSTED: | BY: Claudia
Very happy- thank you so much !!!
Embrace has done a wonderful job : quick processing time , reimbursing the claims.
Having a beloved pet, practically a family member , sick its such an awful experience. Embrace made my life easier and I am very grateful for that.
Thank you so much
5
out of 5
POSTED: | BY: Linda
Best Investment You Can Make!
My 9 month old puppy ate rabbit poop and developed coccidia which triggered colitis. He had 5 vet visits in 4 weeks. He had to take 4 different meds during that time. He meths deductible in the first 2 visits and the rest was covered with no hassle. Turn around is very quick. Had my check within 10 days. I would tell anyone with a pet that this is the insurance company to use!
5
out of 5
POSTED: | BY: Kathryn
Great pet insurance- very prompt!
Went with Embrace because they were sponsored by USAA. Their customer service is phenomenal, they are extremely prompt with their processing times, and overall just wonderful to work with.
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.