Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 19,756

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Richard

Glad We Signed Up; Well Worth It and Great Service

We enrolled in both Accident and Wellness. We have not used the Accident Insurance but the Wellness is incredible. Claims paid within 3 days of submittal (via direct deposit). Joy was 3 months when we enrolled her and Wellness was very helpful. I researched all the pet insurance company and deducted that with Wellness Embrace was the most cost effective way to go and the most flexible. It is good to know that if anything happens we do not have to worry how we are coming to pay
5

out of 5

POSTED: | BY: April

Healthy Jazzi

Jazzi has been insured since 2010 and we are so happy with Embrace. Fortunately, Jazzi has been a really healthy girl so we have only used her wellness plan. It's reassuring to know that she has coverage in the event it is needed for an emergency or illness. She is a little angel after all.
5

out of 5

POSTED: | BY: Margaret

Amazing service!

I was out of state when my dog had a medical emergency. I took him to my daughters vet who examined him and had me take him immediately to an animal hospital for possible surgery. Luckily he did not need surgery but the bills were very high. Embrace reviewed my claim and authorized total reimbursement except for my co-pay. All of this within 10 days!
5

out of 5

POSTED: | BY: m.

amazing

They cover my claims very quickly & easily. They are the best pet insurance!!!
1

out of 5

POSTED: | BY: Terri

BEWARE

THEY ONLY POST WHAT THEY WANT YOU TO SEE. THIS COMPANY IS A RID OFF. DON'T WASTE YOUR MONEY ON THIS SCAM OF A COMPANY
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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