Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 20,006

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Larin

Embrace is amazing

Embrace is truly amazing. The claims are quick and their customer service team is patient with concerns regarding coverage, paperwork, and questions. And to make matters better, they cover dental work. This is something that my other pet parents don't have with their coverage.
5

out of 5

POSTED: | BY: Norman

Best investment ever

The service is top notch. This insurance has saved me thousands of dollars. My GSD needs ACL surgery. Cost is $4400. Dont know what i would do without this insurance.
5

out of 5

POSTED: | BY: Taryn

Only Good Things to Say!

This is my first experience with pet insurance for my cat True, and thus far, only positive things to say! Great communication via the website or email when filing claims, followed by prompt review and reimbursement. Keep up the great work Embrace!
5

out of 5

POSTED: | BY: Robert

Great company

Gracie my Bernese Mountain Dog hurt her paw at our vacation home .We took to a vet that we didn't know and they were great. Put my claim in when I got to my home in New York and spoke toyour customer service reps a few times and was delighted with the way they handled everything I can't say enough about you service and will be a long time customer Thank-You for everything
5

out of 5

POSTED: | BY: Lynne

Impressed

I was very impressed with the helpful assistance and prompt reimbursement after my lab tore his CCL and had surgery. I confirmed the process with them, paid the bill, and the clinic submitted the claim. Very pleased with this insurance. Thanks Embrace!
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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