Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 19,930

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Theresa

Endorse Embrace 100 percent

Embrace has always been extremely responsive whether they are approving a claim and mailing the check or when I make an inquiry. They are also readily available when making a call and I have never been on hold for any period of time. I highly recommend them.
5

out of 5

POSTED: | BY: Meg

So grateful for your good service!

I have six dogs, so I really need good pet insurance! My oldest Yorkie had to have bladder surgery recently to remove a large stone. After a successful surgery, I faxed my claim on Tuesday, it was approved on Thursday and the direct deposit went through over the weekend. Since he had already met his deductible, 80% of the large bill was paid! I have been spreading the word among my friends who own pets. Thank you for taking one of the stressors of his surgery away!
5

out of 5

POSTED: | BY: Marta

Outstanding pet insurance.

I am very satisfied with Embrace. The staff is very polite and helpful. I am veryimpressed on how quickly the claim was handled. Thank you Embrace.
5

out of 5

POSTED: | BY: Audrea

Great Customer Service

My pet baby had to have surgery. Embrace worked to assist with the claim and the customers service representative was very helpful.
5

out of 5

POSTED: | BY: Miranda

You can count on Embrace

My 3 year old French bulldog had a rough couple of months just after we relocated to a new city. I think I was more traumatized by his unexpected medical needs than he was and the last thing I wanted to deal with was a difficult claim process. I was extremely pleased with the ease of the Embrace system. Communication was seamless and helpful and the turnaround was surprisingly fast. I highly recommend insuring your pet with Embrace for those unexpected and highly stressful situations that sometimes arise with fur babies!
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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