5
out of 5
POSTED: | BY: Mila
Great Service!
Excellent claims service. Quick response. User friendly client portal to check status of claims submitted.
4.9
out of 5
Number of reviews 19,756
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: JS
Peace of mind
Thank goodness I got Embrace wellness and accident/injury insurance. My claims are submitted easily by my vet, processed quickly by Embrace, and covered far more than the insurance company I used for my last dog. I am so grateful to the friend who recommended I switch to Embrace.
4
out of 5
POSTED: | BY: Justin
Good Insurance
Our 5 month old puppy suffered a tibial tuberosity avulsion. Total cost was $3000 and our out of pocket expense was $800. This was the best part about having Embrace, they actually pay for claims rather than claim they are going to pay then find any and all loopholes not to pay. Submitting the documentation was easy, however, there was some miscommunication in getting the claim paid. I received a notification that Embrace reached out to the surgical facility and our routine vet's office for additional information and was under the impression this was being taken care of. I called both offices (after 10 business days) to ensure they sent the information that was requested yet both offices reported not receiving any notification from Embrace. Both offices sent the additional information and I waited 2 weeks in hopes the claim would be paid and nothing happened. I then called and asked why it was taking so long (at this time a month had passed)and within 24 hrs the claim status changed and we received our reimbursement in 2 weeks. If I did not have to call everyone multiple times to ensure someone was working on the claim, I would have given a better review.
5
out of 5
POSTED: | BY: Jennifer
Troy the Boxer
I have two boxers and have been with Embrace for 10 years...They are an amazing company! I go and submit my claims and they are paid within 5-10 days more like 5. Never a questions or hesitation and communication is fantastic. I would never go with anyone else. Thank for the excellent service.,
5
out of 5
POSTED: | BY: ven
Thank you
We are now in our 18th month with Embrase and just want to say thank you for the great service they provide. Timely and 100% accurate responses every time we submit a claim!Thank you!
Venny
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.