5
out of 5
POSTED: | BY: Kristie
Claims are processed in a timely manner.
I Highly recommend Embrace, Excellent company. They paid many claims in a timely manner.
4.9
out of 5
Number of reviews 20,339
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Jason Smith
Catastrophic coverage
Two surgeries and two bouts of rehab for our dog who was hit by a car at 10 months old. He will be fine but it could not have happened with Embrace!
5
out of 5
POSTED: | BY: Joan Pfeiffer
Purrrfect Puppy care.
The care for our little Shitzu has been a continuing amazement! Each time there was an unexpected turn of events, her care was excellently performed. The checks are always within two weeks. Recently they e-mailed me to be sure I received the latest on.
Did you know there is a coverage for grooming? Awesome!
5
out of 5
POSTED: | BY: Maliinda
Reliable follow through on claims
Getting pet insurance was the best decision we ever made. With Embrace they continue to reimburse without issue each time. I highly recommend them to others.
5
out of 5
POSTED: | BY: William Jacot
Best Pet Insurance Program bar none!
Embrace has been excellent to work with, fast and responsive to our submissions. Penny, our 1 1/2 year old English Bulldog has been plagued with issues since she was a pup. Throughout her ordeals, Embrace has stayed on top of all claims, quickly and as promised. Thanks to them, Penny is slowly on the road to recovery. She is a loving member of our family and probably would not have made it without their help.
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.