Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 20,339

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Donna B

So Happy With Embrace!!

We purchased insurance for our two Pit Bulls around two years ago. Best investment we have made for our fur babies. I love the wellness program which covers all their shots, etc. and it is 100% reimbursed. My male dog tore his ACL and Meniscus last year which required surgery. Embrace made the process very easy and paid back our claim very promptly.
5

out of 5

POSTED: | BY: Lesa Andreasen

I wish...

I wish that my own health and dental insurance was as easy to navigate as Embrace has been.
5

out of 5

POSTED: | BY: EDWIN RODRIGUEZ

OUTSTANDING PERFORMANCE FROM EMBRACE

EMBRACE INSURANCE HAS BEEN SINCE 2016. THEIR STAFF HAS BEEN OUTSTANDING ON VERY QUICKLY RESPOND ON ALL MY CLAIMS. I HIGHLY RECOMMENDED THIS INSURNANCE COMPANY THANKS FOR JOB WELL DONE.
5

out of 5

POSTED: | BY: marilyn rose

glad i have embrace

My dog had a sudden onset of gastroenteritis symptoms. after an emergency office visit at 2 a.m. the bill was $625.! But knowing she was going to be ok and the fact that I had Embrace my worrying was minimum
5

out of 5

POSTED: | BY: Julie K

So Simple

First time purchasing pet insurance.- huge thanks to our vet for recommending Embrace!! After 2 months of having our golden doodle puppy (squee!!) she contracted giardia - uggg!! Not only was it simple to submit the claims online, we could track everything, too! That even included how we wanted to receive our reimbursements - wow! Today I received an email asking if we had received one of our checkered and if not, would I like them to resend it. Yes! An insurance company asking if I'd received my money! So simple and so relieved we made the right decision to choose Embrace!🐶❤️
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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