5
out of 5
POSTED: | BY: David Creagan
Excellent Response
All claims -- illness and wellness -- were handled fairly and quickly. An excellent experience from start to finish of the process. Thank you!
4.9
out of 5
Number of reviews 20,339
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Dawn Prinz
TG for Embrace
When we got the diagnosis that our dog needed an TPLO surgery we didn't have to worry because of Embrace. I have had Embrace for 2 years now for several of my dogs and they are very professional to deal with. We always receive our payment within the time frame they give you.If we didn't have Embrace we wouldn't be able to afford the high costs of what the vets costs today. We have multiple dogs and which having Embrace takes our worries away every time something happens or even going to the vet for a annual checkup. Well worth the money and will keep your mind at ease if an emergency ever occurs with a pet.
5
out of 5
POSTED: | BY: Seena Lundstrom
No Doubt about it EMBRACE is the best
I cannot say enough about EMBRACE. Their customer service is excellent and so is their website. If I want to know about a claim all the info is online. Our puppy got violently ill and the Emergency Room was not sure why at the time. They had him on IV's kept overnite,did many tests, ultrasounds, blood work etc. He is now 2years old. Embrace was right there to contact me to check up on him. paid the claims right away. Thank you so much EMBRACE!!!
5
out of 5
POSTED: | BY: Jackie
Embrace is the Best
I have my cats insured with Embrace for several years, and have always been pleased. It is a security blanket. We live in the middle of NYC; vets are so expensive. This is worth every penny.
Most recently it was a wee hours to an emergency hospital. One of the guys had an infected salivary gland. Claim was submitted and paid within a couple of weeks.
This is a sensible and sensitive plan
5
out of 5
POSTED: | BY: Shawn
Pleasantly Surprised
I was skeptical of pet insurance in general. There are so many factors and methods it was difficult to choose one. Embrace works exactly as advertised. Annual deductible instead of per visit. The have covered the 80% they agreed to on all 4 of our claims over the past 2 years. Claims are processed within a couple weeks and their customer service has been excellent. I honestly think it's better insurance then I get from my employer.
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.