Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 19,755

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Karen

Comfort and Confidence

My beautiful senior Husky has had a rash of bad luck and we have been at the vet for a Vestibular Attack, A urinary tract Infection and now, sudden blindness. The Embrace Team has been terrific in each instance, answering questions, promptly responding to and paying my claims. Adopting a senior dog can be daunting and full of unknowns, Embrace provides your with the confidence to adopt and know that you have help when medical issues arise.
5

out of 5

POSTED: | BY: janet

review for Olive

love your company
5

out of 5

POSTED: | BY: Mary

Very good service

Fast claim service. Friendly staff. Very glad I have this coverage for my dog. It is comforting to know I have good coverage for my pet
5

out of 5

POSTED: | BY: RICHARD

A SPECIAL SERVICE FOR DOG AND CAT OWNERS

Every once in awhile something comes along you can't believe. Well Embrace turned out to be the real thing. We have submitted several claims and they were paid immediately. It is worth joining. Our vet sends in the form with the proper docs and it seems before I get home that day, Embrace acknowledges they received a claim and will process it as soon as possible. We certainly realized Embrace may not be able to pay for all claims, but the ones we qualify for are paid to us very quickly. Their telephone service is second to none...We are glad to be on their membership list...and you will be too!
5

out of 5

POSTED: | BY: Barb

So far, Embrace is awesome

It was nice to get something at the Vet covered for my dog and to get a refund check!Embrace took care of everything quickly.
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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